Moody's sees WhatsApp Pay further affecting large banks
WhatsApp Pay will put pressure on the earnings of large banks with transfer fees, Moody's says. According to a report by the risk rating agency, "within the WhatsApp payment arrangement, users will register their Visa and Mastercard cards with Facebook Pay, allowing them to make transfers between individuals at no charge." According to Moody's, Brazilian banks traditionally charge fees on transfers between individuals and companies, as well as for processing card payments. Moody's recalls that in November 2020 Banco...
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