Acórdão Nº 0817631-72.2017.8.10.0001 do TJMA. Tribunal de Justiça do Estado do Maranhão, Presidência, 2023
Ano | 2023 |
Classe processual | Apelação Cível |
Órgão | Presidência |
Tipo de documento | Acórdão |
TRIBUNAL DE JUSTIÇA DO ESTADO DO MARANHÃO
AUTOS: APELACAO CIVEL - 0817631-72.2017.8.10.0001
APELANTE: CAIXA DE ASSISTENCIA DOS FUNCIONARIOS DO BANCO DO BRASIL
Advogado do(a) APELANTE: JOSE MANUEL DE MACEDO COSTA FILHO - MA5715-A
APELADO: MARIA NORMA FERREIRA SANTOS
Advogado do(a) APELADO: NATHALIA SANTOS PIMENTEL CARVALHO - MA8908-A
RELATOR: JAIME FERREIRA DE ARAUJO
ÓRGÃO JULGADOR COLEGIADO: 4 CAMARA CIVEL
EMENTA
APELAÇÃO CÍVEL. AÇÃO DE OBRIGAÇÃO DE FAZER C/C INDENIZAÇÃO POR DANOS MORAIS. MATERIAL A SER UTILIZADO EM CIRURGIA NO CORAÇÃO. NEGATIVA DE COBERTURA. PACIENTE IDOSA. RISCO DE VIDA. PLANO DE SAÚDE. AUTOGESTÃO. INAPLICABILIDADE DO CDC. CONTRATO DE ASSISTÊNCIA DE SAÚDE. CONDUTA ILÍCITA. PRINCÍPIO DA FUNÇÃO SOCIAL E DA BOA-FÉ. OFENSA. DANO MORAL. CONFIGURAÇÃO. QUANTUM. MANUTENÇÃO.
I. Aos planos de saúde, na modalidade de autogestão, não se aplica a legislação consumerista, conforme entendimento da Segunda Seção do STJ.
II. A negativa de cobertura de cirurgia essencial para a vida da paciente ofende o princípio da função social e da boa-fé do contrato. III. A má prestação do serviço e do descuido perante as diretrizes inerentes ao desenvolvimento regular da atividade do Apelante, ao negar cobertura para a realização de cirurgia cardíaca imprescindível para a manutenção da vida da paciente, consubstancia-se como o ato ilícito passível de indenização por dano moral (art. 186, CC).
IV. Demonstrada a abusividade da conduta do plano de saúde, que nega cobertura...
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