BC autoriza fintechs de crédito a atuar como iniciadoras de transação de pagamento
O Conselho Monetário Nacional (CMN) do Banco Central autorizou nessa sexta-feira (25) que as fintechs de crédito também atuem como iniciadoras de transação de pagamento."As iniciadoras de transação de pagamento são instituições autorizadas a funcionar pelo BC [Banco Central] que podem prestar serviço (de pagamento) a consumidores e estabelecimentos comerciais. Elas iniciam uma transação ordenada pelo usuário final, em nenhum momento gerenciam a conta de pagamento, tampouco detêm os fundos das transações iniciadas", explicou o BC em nota.Por meio de uma iniciadora de transação de pagamento, o consumidor pode solicitar à instituição na qual possui conta que transfira ao lojista o valor de uma...
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