Carteira de crédito reprogramada do Banrisul soma R$ 745 milhões
O Banrisul informou que sua carteira de crédito reprogramada, em função das carências oferecidas por conta da pandemia, somava R$ 744,577 milhões ao fim de setembro, ou 2,1% da carteira total do banco. A taxa de inadimplência nesses créditos reprogramados é de 1,6%.
A administração foi questionada sobre o índice de cobertura, que ficou em 260,4% no terceiro trimestre, abaixo do nível de 276,4% no mesmo período do ano passado, apesar da crise do coronavírus. O diretor de crédito, Osvaldo Pires, afirmou que as provisões estão sendo monitoradas a partir do desempenho diário de atrasos e que o índice de cobertura é reflexo da análise sobre as perspectivas de evolução na inadimplência.
O presidente do Banrisul apontou que os drivers de crescimento para os próximos trimestres devem ser o crescimento do crédito consignado, para o agronegócio e imobiliário; além de manutenção do forte controle de gastos. A carteira do Banrisul teve expansão anual de 4,6% no terceiro trimestre, a R$ 36,258 bilhões, mas o crédito consignado cresceu mais, 8,7%...
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