Cooperativas de crédito crescem mais que sistema financeiro como um todo, diz BC
A carteira de crédito das cooperativas cresceu 22,4% em 2022, segundo relatório publicado pelo Banco Central (BC) nesta sexta-feira, e somou R$ 383 bilhões. A taxa de crescimento foi superior à do sistema financeiro como um todo, que teve expansão de 14% no mesmo período."O crédito rural a pessoas físicas e o capital de giro para micro, pequenas e médias empresas continuam sendo as principais modalidades das carteiras PF (44,4%) e PJ (50,1%) [de cooperativas]", destacou o documento.As cooperativas de crédito se destacaram por mais um ano e cresceram mais do que o restante do Sistema Financeiro Nacional (SFN) em 2022. É o que mostra o Panorama do Sistema Nacional de Crédito Cooperativo (SNCC). Publicado anualmente, o Panorama traz uma análise da evolução do segmento nos últimos anos, com ênfase em 2022.Segundo o BC, no final de 2022 as cooperativas de crédito estavam em 55,3% dos municípios brasileiros, com pelo menos uma unidade de atendimento. "O número de cooperados (ao mesmo tempo donos e clientes das cooperativas de crédito) chegou a 15,6 milhões entre pessoas físicas e jurídicas", ressaltou a autoridade monetária.O total de ativos do sistema cooperativo alcançou R$ 590 bilhões no ano passado, o que representa crescimento de 28,6% em relação a 2021. "Isso demonstra a importância do segmento para o desenvolvimento da atividade econômica, principalmente no interior do país, onde o setor possui atuação marcante. As captações, fundamentais como funding...
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