Endividamento e inadimplência caem em outubro
O endividamento e a inadimplência caíram, na leitura da Pesquisa de Endividamento e Inadimplência do Consumidor (Peic), veiculada nessa terça-feira (7) pela Confederação Nacional do Comércio de Bens, Serviços e Turismo (CNC).No levantamento, a parcela de endividados ficou em 76,9% em outubro desse ano, a mais baixa desde fevereiro de 2022; inferior à de setembro (77,4%), e menor do que a de outubro do ano passado (79,2%).No caso da inadimplência, o percentual dos que informaram ter dívidas em atraso ficou em 29,7%, inferior à parcela de setembro (30,2%) e à de outubro do ano passado (30,3%).Por sua vez, a parcela de inadimplentes sem condição de quitar seus débitos foi de 13%, igual à de setembro, mas superior à de outubro do ano passado (10,6%). Mas para confederação, por seguir estável entre setembro e outubro, isso demonstra que as reduções das taxas de juros e as renegociações de dívidas começam a surtir efeito.Para o presidente da CNC, José Roberto Tadros, um contexto macroeconômico mais favorável levou ao resultado. "No cenário econômico em evolução, o controle da inflação e o mercado de trabalho favorável têm melhorado a renda das famílias brasileiras, levando menos consumidores a buscar o crédito", afirmou, em comunicado sobre o indicador."No entanto, a gestão eficaz das dívidas e a redução da inadimplência continuam sendo desafios importantes a serem enfrentados no futuro próximo", completou.A economista da CNC Izis...
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