Pensão por Morte
Autor | Hilário Bocchi Junior |
Ocupação do Autor | Advogado previdenciário na Bocchi Advogados Associados. Especialista em planejamento de aposentadorias na Aposentfácil. Mestre em direito público |
Páginas | 177-183 |
Page 177
Este benefício será devido aos dependentes do segurado que fa lecer, independentemente de carência (ver o item "Beneficiários do INSS", para saber quem são os dependentes).
Caso o falecido, no momento do óbito, não esteja contribuindo para a Previdência Social e não estiver dentro do período que garante o acesso aos benefícios mesmo sem contribuição, os dependentes não terão direito à pensão por morte.
Essa particularidade do benefício de pensão de morte gera uma situação interessante: tem muita gente que contribui a vida inteira e quando falece não deixa para seus dependentes o direito à pensão, mas tem pessoas que com apenas uma única contribuição pode garantir o acesso ao benefício, inclusive com o valor máximo.
Para o dependente ter direito a essa espécie de prestação o trabalhador que falecer deve estar em pelo menos em uma de três situações:
Page 178
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Estar contribuindo para o INSS;
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Estar dentro do período que mantém sua condição de segurado mesmo sem contribuir (ver item a manutenção e perda da qualidade de segurado);
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Estar recebendo benefício que garanta a condição de segurado.
O benefício também poderá ser provisoriamente concedido nas hi póteses de desaparecimento ou ausência do segurado.
O pagamento do benefício se inicia na data do óbito; porém, se for requerido 30 dias após o falecimento, iniciar-se-á na data em que for requerido. Todavia, se o falecimento ocorreu antes de 10.11.1997, o pagamento iniciar-se-á a partir do óbito, independentemente da data em que for requerido.
Esse requerimento do benefício a qualquer tempo, com o pagamen to mensal desde o óbito, também se aplica ao dependente menor de 16 anos ou incapaz, independentemente da data do óbito.
A pensão provisória, decorrente de morte presumida, inicia-se a partir da decisão judicial que reconhecer a ausência do segurado; e, quanto ao desaparecido, o início do benefício será a data da ocorrência do fato, no caso de catástrofe, acidente ou desastre.
Page 179
O valor mensal da pensão por morte será a exata importância que o segurado falecido...
Para continuar a ler
PEÇA SUA AVALIAÇÃO- Livros e Revistas
- Quero Me Aposentar. O caminho certo para sua aposentadoria
- Introdução
- Apresentação
- Seguridade Social
- Lei Orgânica da Assistência Social (LOAS)
- Previdência Social
- Beneficiários do INSS
- Contribuições e Carência
- Cálculo do Valor dos Benefícios
- Atualização do Valor dos Benefícios
- Acidente do Trabalho
- Prestações Oferecidas Pelo INSS
- Prova do Tempo de Serviço
- Aposentadoria por Tempo de Contribuição
- Aposentadoria Especial
- Aposentadoria por Idade
- Benefícios da Pessoa com Deficiência
- Benefícios por Incapacidade
- Salário-Família
- Salário-Maternidade
- Pensão por Morte
- Auxílio-Reclusão
- Reabilitação Profissional
- Serviço Social
- Abono Anual
- Acumulação de Benefícios
- Revisão de Benefícios
- Requisição de Pagamento
- Previdência Complementar
- Benefícios do Servidor Público
- Índice Alfabético Remissivo
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