banking terms
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Efficiency and productivity of Brazilian banks: A new approach based on two-stage network DEA.
... This paper studies the performance of the Brazilian banking industry, applying the data envelopment analysis (DEA) model to general ... set this efficiency score of DMU k, denoted by [[theta].sub.kh], in terms of h contextual variables [[delta].sub.kh], with l = 1, ... , h, the latent ...
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The role of Key Performance Indicators (KPI) in banking activities
The article shows the importance of key performance indicators in banking activities, the factors that determine the key performance indicators, the reasons for choosing a specific key performance indicator and the correct use of key performance indicators. The analysis of key performance indicators used in banking activities was carried out. The general classification of key performance...
... This is particularly noticeable in terms of net profit for January 1, 2016 from PAO «Gazprombank» ... The fall in the bank multiplier among the listed credit organizations tells us that ... -
Sobre a soberania e a governança: itinerários para a construção de novos conceitos
Contextualização: De acordo com a literatura tradicional, a soberania indica poder, especificamente, o poder exclusivo do Estado de criar o seu direito. Todavia, na atualidade, essa ideia começa a perder fôlego dando lugar a novas institucionalidades estabelecidas por meio de mecanismos de governança e soft law. Objetivo: Através dos itinerários percorridos pela soberania para a evolução do seu...
... “Termos Internacionais de Comércio” ( International Commercial Terms ), conhecidos pela abreviatura Incoterms 76 , designando direitos e ... disposições da International Standard Banking Practices (ISBP), que visam à interpretação uniforme das ... regras ... -
Compliance digital e responsabilidade civil na lei geral de proteção de dados
... ; a bank employee is obliged both by statutory authority and by terms of employment not to reveal customers’ balances to his buddies ... to expose their methods to the public, the modern Internet and banking sectors pose tough challenges to our understanding of those methods. The ...
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Civil liability of financial institutions for environmental and social damages
This paper proposes criteria to define, considering regulation, selfregulation, market best practices (identified through empirical research with Brazilian and European financial institutions) and their own rules and procedures, in which situations financial institutions may be held liable for environmental and social damages caused by financed enterprises, either by lending or investment...
... focus is usually on the description of the US experience, both in terms of legislative developments and case law, as the irst country in the world ... (d) Italian small and medium sized (usually cooperative) banks; e) banking regulators; f) pension funds; g) asset managers; h) third sector ... -
Are employees well evaluated in their CSR actions? The perception of managers in an emerging country.
... evidence shows, CSR practices may have positive consequences in terms of both the internal and external development of companies, improving ... in an emerging country, Peru, setting this research in the banking sector ... In the banking sector of developed countries, corporate ...
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Are higher-order factors useful in pricing the cross-section of hedge fund returns?
... to as the linear model) to models that include all second-order terms (second-order models). We investigate four models--the Fama-French ... conditional skewness and the market risk premium, Research in Banking and Finance 1: 27-60 ... Lintner, J. (1965). The valuation of risk assets ...
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Mandatory mediation, the italian experience
... since 2005) ruled voluntary mediation in corporate, financial and banking controversies. Nobody ( rectius , no lawyer) used it, and when I asked ... of 2013, and 6,598 in the first quarter of 2014; in percentage terms: 12% and 11% of the registered proceedings. A huge hustle and bustle of ...
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ESG (Environmental, social and corporate governance). A publicidade enganosa e a publicidade abusiva em face do direito empresarial ambiental brasileiro
Ao adotar a sigla ESG, como uma forma de publicidade de maneira indevida e mesmo ilegal no sentido de tornar possível a venda e entrega de produtos aos consumidores ou outras empresas sem adotar efetivamente as melhores práticas ambientais, sociais e de governança (greenwashing) as empresas, que adotam referidas “táticas”, violam o sistema constitucional bem como as regras estabelecidas pela lei 8
... “ Instead of talking, as the early judges talked, in terms of the duty of one engaged in business activities toward the public who ... Journal of Banking Finance, 35(7): 1753-61. http://dx.doi ... -
Blockchain: Effects in Transactions Costs from Information Governance.
... in the context of online transactions; and motivations of the banking sector for implementing blockchain strategies (Cai & Zhu, 2016; Guo & ... of this technology, requiring "a comprehensive understanding of the terms of application and use cases" (Risius & Spohrer, 2017, p. 390). In such a ...
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One decade of evolution of corporate governance practices in Brazil/Uma decada de evolucao das praticas de governanca corporativa no Brasil.
... Their results stem from a more limited sample in terms of the number of firms and years surveyed because they rely on company ... Corporate governance and board effectiveness. Journal of Banking and Finance, v. 22, n. 4, p. 371-403, 1998 ... KOHLBECK, Mark; MAYHEW, ...
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Criminological Features of the Cybersecurity Threats
... on energy sector, military, transportation, entertainment banking and finance sphere are summarized in Table 1 (Desarnaud G., 2017; ... However, this classification is also not exhaustive and the terms cybercriminal and computer criminal may replace each other (Dzafarli V ...
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Ultrapassando as periclitâncias da publicidade e da eficiência: procedimentalização, gestão de riscos e transparência na governança digital
... banking etc ... Nesse campo, o Estado brasileiro tem sido falho e ausente em ... relationships between the regulatory system and what it regulates in terms other than ones of compliance or ‘application’. Conducting and guiding ...
- Brazilian banking cycle synchronization during COVID-19 crisis.
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Illegal receipt of a credit: formal legal analysis, qualification and judical practice
The aim of this article was to identify legislative and law enforcement problems, to formulate scientifically sound legal positions regarding the doctrinal interpretation of the criminal legislation of the Russian Federation and to improve practical application through a comprehensive legal study of the corpus delicti associated with the illegally receipt of a credit or a credit fraud. The...
... the work of credit organizations and the development of the whole banking system in Russia. For instance, according to the NBCH (the National Bureau ... of the illegal receipt of a credit, preferential credit terms, as well as illegal drawing and misuse of state special-purpose loans; to ... -
Coordination of capital buffer and risk profile under supervision of Central Bank
This work investigates how banks react to the capital constraints imposed by the Central Bank. Using models that incorporate the simultaneity of capital decisions and risk decisions, our findings confirm the capital buffer theory, which predicts that adjustments to capital and adjustments to risk are positively related. Moreover, we find that regulatory pressures induce banks to increase their...
... , simultaneous decisions about capital and risk in the Brazilian banking system. To our knowledge, this is the first work to address how prudential ... It is worth noting that the formula as described reflects, in terms of the CAR, the minimum capital required by Brazilian regulation, which is ... -
The critical success factors for organizational performance of SMEs in Malaysia: a partial least squares approach.
... factors, fast and responsive services, target-based marketing, SME banking policy and model, and enhanced customer services are important for the ... In terms of industry, 30 (16.7%) of them were from manufacturing industry and 150 ...
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Self-regulation
... The often-used terms ‘contract’ and ‘social contract’ also do not fit. Self-regulation ... in the media and the Internet environment as well as in the banking markets, however, the regulation of platforms can also be suitably done by ...
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Legal Regulation of Electronic Money Turnover. Global Trends
[Purpose] To analyse the existing trends in the turnover of electronic money, and their relationship with the conventional cash turnover on the territory of the Eurasian Economic Union (EEU), in particular, in the legal system of the Republic of Kazakhstan (RK). [Methodology/Approach/Design] Deduction, content analysis, comparative analysis, and other general and special research methods were...
... The journal is an open access journal distributed under the terms of the Creative Commons Attribution 4.0 International (CC BY 4.0), which ... projects, which include, for example, the issuance of cards (banking or transport), and online lending (NEKHAICHUK et al., 2019; POIER et al., ... -
Dynamics of Online Relationship Marketing: Relationship Quality and Customer Loyalty in Iranian banks.
... The banking industry is no exception to this evolution as the internet has ... , studies on relationship marketing tend to treat commitment in terms of emotional commitment. Such commitment is usually assumed to be an ...
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The Essence and Role of Electronic Money
[Purpose] The purpose of the study is to conduct legal analysis on the legal regulation problems concerning the concept of “electronic money” and the development of the modern monetary system of Kazakhstan based on the digitalisation of certain processes in the modern state. [Methodology/approach/design] Based on the legal and general scientific research methods, an analysis of the existing legal
... has revealed particular shortcomings in the enshrining of certain terms in Kazakhstan's legislation ... Keywords : Electronic Means of ... governance structure that transforms civil and credit-banking sector legislation within a country, and modernises international ... -
The Double Role of Financial Covenants in Bond Issues in Brazil.
... varies as a function of their different categories, especially in terms of the distinction between financial and non-financial covenants. One ... (2012). Does being your bank's neighbor matter? Journal of Banking and Finance, 36(4), 1194-1209 ... Konraht, J. M. (2017). Determinantes ...
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Elections, state-owned banks, and bank profitability in Brazil.
... of commercial SBs is very relevant for the Brazilian economy and banking system. As of December 2019, Banco do Brasil and Caixa Economica Federal ... the credit risk, indicating that large banks have advantages in terms of evaluation and quality of the credit portfolio. Finally, operational ...
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Good news from mass media induces more investments in the equity crowdfunding market
This study verifies the association between the text sentiment of news items and the value of capital investments in the equity crowdfunding market. It also analyzes the influence of geographic attributes on the investments made. Based on data for 736 investments made in different ventures in the largest equity crowdfunding platform in one of the main emerging markets, this study’s results...
... have seen crowdfunding as a path to world development, especially in terms of less developed markets ( World Bank, 2013 ). One form of ... Journal of Banking & Finance , 22 (6-8), 613-673 ... -
Gram Panchayat Development Plan (GPDP): An Opportunity for Funding Rural Internet Connectivity in India
... that can take the onus and responsibility of the connectivity in terms of operations and management ... 2. They have the ability to finance ... parameters but has only been considered under key parameters of banking or ATM services. Thus, the availability of internet infrastructure goes ...