banking terms
- Companies issue debt amid volatility in capital markets
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IT Business Value Model for Information Intensive Organizations
Many studies have highlighted the capacity Information Technology (IT) has for generating value for organizations. Investments in IT made by organizations have increased each year. Therefore, the purpose of the present study is to analyze the IT Business Value for Information Intensive Organizations (IIO - e.g. banks, insurance companies and securities brokers). The research method consisted of a
... Quan (2005), industries with intensive use of information, like banking, financial and insurance services, would benefit more from IT investments ... the organization as a result of the improved information, be it in terms of accessibility, quality or flexibility. Its variations are: increased ... -
Value Drivers: Scientific Knowledge Advances and Research Avenues.
... Keywords were summarized in Microsoft Excel, grouping terms with differences of up to two characters and hyphenated and/or plural ... (2019) described a VBM model with seven drivers for the banking sector and found that companies using this model have greater valuation ...
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The Effects of Sovereign Rating and Corporate Governance on The Capital Structure of Latin American Companies
This study analyzed the effects of sovereign rating and corporate governance (CG) on the capital structure of Latin American companies. A multilevel regression model was used for 823 companies listed on major Latin American stock exchanges over the period 2004-2018. The results showed that firm level is the most responsible factor for the variation in ...
... have seen crowdfunding as a path to world development, especially in terms of less developed markets ( World Bank, 2013 ). One form of ... Journal of Banking & Finance , 22 (6-8), 613-673 ... -
Standardization of internal sharia audit
The significant growth rates of the Islamic economy and the great interest in Islamic financial products and services from among other non-Islamic partners have determined the need to tighten control over the observance of Sharia norms and rules by Islamic Financial Institutions. Internal audit has long established itself as one of the most effective means of internal control and improving the...
... audit, Islamic financial institutions, AAOIFI standards, Islamic banking, internal audit standards ... Introduction ... Today, Islamic banking ... the internal audit for compliance with Sharia should be assessed in terms of the level of independence from the core business that it uses. It is ... -
Short-selling, the supply side: Are lenders price makers?
... securities, (2) so that all lending transactions are negotiated in terms of explicit loan fees. In the US market, the loan fee is implicitly given ... short-selling skill of institutions and individuals, Journal of Banking & Finance 101: 77-91 ... Clearstream (2014). 5th Global Securities ...
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Welcome back: Repurchase intention of Brazilian customers on e-commerce websites
The present study aimed to analyze the relationship between the website information quality, privacy, security and trust, as well as its influence on Brazilians consumers intention to buy back online. To reach this objective, a theoretical model was elaborated, followed by a survey with a sample composed of more than four hundred consumers who have already made purchases online, and the data were
... et al., 2009). Table 1 summarizes these results ... In terms of convergent validity, the composite reliability and the variance ... the impact of perceived security on consumer trust in electronic banking. Research Expo International Multidisciplinary Research Journal , 2(4), ... -
Impacts of the online Gambling Prohibition Policy - A Comparative Survey of Brazil versus the European Union
Online gambling is a form of gambling. Its direct ban or lack of regulation leads to loss of revenue. These are used to support the social functions of the state. In this research we analyse the estimates about the relevance of online gambling, taking as a reference the European Union where online gambling activity is allowed. These data are compared with estimates for Brazil that does not allow...
... with the internet has changed a lot in recent years, both in terms of the content surveyed and in relation to the various forms of access, ... or sweepstakes sold over the internet, except for the Internet Banking Caixa (IBC) channel, where bettors can enjoy the convenience of placing ... -
Influences of Foreign and Domestic Venture Capitalists on Internationalisation of Small Firms.
... as contractual and behavior restriction of investees, may differ in terms of FVCs vs. DVCs (Pruthi et al., 2003). In fact, some studies, admittedly ... Journal of Banking & Finance, 27(3), 511-548. https://doi.org/10.1016/S0378-4266(02)00389-8 ...
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A (des)necessidade do conceito de capital social no direito societário brasileiro: uma análise à luz dos direitos norte-americano e europeu
O trabalho analisa o tema do capital social no direito societário brasileiro. Seu objetivo é demonstrar, do ponto de vista jurídico, os malefícios e benefícios que o instituto promove. Apesar de ser tido como um conceito clássico e essencial no Brasil para as sociedades com limitação de responsabilidade de seus sócios, este instituto vem sendo cada vez mais criticado no sentido de que não...
... describe, prior to the issuance of shares of a class or series, the terms, including the preferences, rights, and limitations, of that class or ... This is the regime in banking and in European corporate law. In both instances, however, there is ... -
Research trends in the construction industry Russian Federation
This article analyzes the current state of the construction industry of the Russian Federation at the federal and local (for example, the Republic of Tatarstan) levels. The features and trends of the construction industry of the Russian Federation (RF) are considered, taking into account the changes in the legislation affecting this industry. The authors analyzed the statistics of housing...
... accessible for small and medium-sized construction companies: the banking sector has a tougher policy regarding the assessment of possible ... were included in the top 100 of the Russian rating of developers in terms of housing commissioned in 2017, and Ak Bars Development с in the top ... -
On Being Global.
... , again, partially support the local and the global aspects of BAR in terms of authorship and readership. And a third note is that, in my view, there ... (7) Past editor-in-chief of Journal of Internet Banking & Commerce, and first editor-in-chief of TPA--Teoria e Pratica em ...
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Sobre a soberania e a governança: itinerários para a construção de novos conceitos
Contextualização: De acordo com a literatura tradicional, a soberania indica poder, especificamente, o poder exclusivo do Estado de criar o seu direito. Todavia, na atualidade, essa ideia começa a perder fôlego dando lugar a novas institucionalidades estabelecidas por meio de mecanismos de governança e soft law. Objetivo: Através dos itinerários percorridos pela soberania para a evolução do seu...
... “Termos Internacionais de Comércio” ( International Commercial Terms ), conhecidos pela abreviatura Incoterms 76 , designando direitos e ... disposições da International Standard Banking Practices (ISBP), que visam à interpretação uniforme das ... regras ... -
The cluster form of organization and the prospects for its application to provide the sustainable development of cooperative entrepreneurship
As a promising model for the development of the system of consumer cooperation, territorial-production clusters that have been tested by world practice can play the role of overcoming the antagonism of interests between agricultural producers and processing enterprises. The association of producers leads to a chance for a more complete utilization of capacities and thereby less costs, which...
... us to take this organizational form as the most promising one in terms of efficiency. Since it is not only the manufacturer of the final product ... its members from monopolistic pressure from supply and marketing, banking and other structures, as well as from other external interference in its ... -
Transformational Leaders and Work Performance: The Mediating Roles of Identification and Self-efficacy
In this study we investigate the connections between transformational leadership and subordinate formal and contextual performance among Brazilian employees. We also proposed and tested two mediating processes through which transformational leaders would enhance the performance of their staff: stronger follower identification with the leader and efficacy beliefs. These relations were tested with...
... By articulating a team’s mission in terms of ideas, by interpreting the present and past in terms of central values ... That division included banking service stations and electronic service stations, but due to the different ... -
Commitment to Work and its Relationship with Organizational Culture Mediated by Satisfaction/Comprometimento no trabalho e sua relacao com a cultura organizacional mediada pela satisfacao/El compromiso en el trabajo y su relacion con la cultura organizacional mediada por la satisfaccion.
... The banking segment has been seen as an environment that is conducive to problems such ... as "a more or less cohesive system of meanings and symbols in terms of which social interactions take place." This perception of culture as an ...
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The impact of culture, evaluation of store image and satisfaction on purchase intention at supermarkets.
... , 1995) argues that people's self-concept can be defined either in terms of the endogroup (or intra-group), or as an independent entity, detached ... relationship between national culture and expectations regarding banking services, showed that individualist consumers, compared to collectivists, ...
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Cryptocurrencies for microfinance
The objective of microfinance is to provide services to create economic support for borrowers, so they can improve their social condition through entrepreneurial activity. Notwithstanding, credit alone is not sufficient to raise an individual out of poverty. In addition to credit, microfinance institutions can assist by providing professional and management courses, consultancies, financial...
... audiences, who live in poverty or are excluded from the formal banking system, are unable to obtain loans from traditional banks because they ... In numerical terms, it has been estimated that, by 2014, approximately 130 million people had ... -
Capítulo 1 - Princípios gerais sobre o dever de informação
... ; recognizing that consumers often face imbalances in economic terms, educational levels, and bargaining power; and bearing in mind that ... Information-sharing and cross-border entry in European banking. European Credit Research Institute (ECRI) , Research Report n. 11, ...
- Slimmed-down state-owned banks could impact rebound of activity
- Local assets off to strong start of year driven by foreign investors
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Control structure and financial performance: An analysis of listed and delisted Brazilian companies negotiated in Brazil and in the USA/Estrutura de controle e performance financeira: Uma analise de empresas brasileiras listadas e deslistadas, negociadas no Brasil e nos Estados Unidos.
... Our aim is to highlight the differences in terms of governance between countries and the possible influences of this on the ... do companies delist voluntarily from the stock market?, Journal of Banking and Finance 37(12): 4850-4860 ... Renneboog, L., Simons, T., Wright, M ...
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HRM in Brazil: an institutional approach.
... seldom favor the structural heterogeneity - in economic and social terms - that impacts organizations in the vast Brazilian territory. Therefore, a ... /economic sector Belo A southeast capital city 5 (mining, banking, Horizonte with great relevance in agribusiness, logistics, September ...
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The influence of the specifics of small businesses on innovation: A multiple case study of the Brazilian metal-mechanical industry.
... adopted is the number of employees and is used especially for banking purposes, technology actions, and academic research in Brazil. The ... ) is 27 percent in the first year of activity and, in cumulative terms, 37 percent in the second year and 46 percent in the third year ... Of ...
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Theorizing ICT and society in the Brazilian context: a multilevel, pluralistic and remixable framework.
... of ICT are: government and public administration (Barbosa, 2008), banking technology (Diniz et al., 2009a), digital inclusion (Lemos & Martini, ... of ICT on social life broadens in scope and heterogeneity in terms of actors involved, diversity of interests and technological views, IS ...