banking terms
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Value investing: a new SCORE model.
... shows the returns of a higher growth stock investment strategy in terms of earnings per share (EPS) and sales growth (e.g., Stallings, 2017; Yeh & ... Journal of Banking & Finance, 92, 51-66. http://dx.doi.org/10.1016/j.jbankfin.2018.04.021 ...
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Analyzing the Cyberspace Laws to Protect Data Privacy in Pakistan
[Purpose] Cyberspace technology has become an unavoidable forum for communications, connections, and transactions. This phenomenon, however, led to cybercrimes and hi-tech crimes such as data leaking, stealing, blackmailing, digital fraud, bullying and hacking, and all this has put the cyberspace technology at risk and a great threat to the security and privacy of the people. In Pakistan,...
... law, however, could not cover the new cybercrimes in definite terms. The definitions of the cyber criminal acts were too vague (KHAN, et al, ... were registered out of which 154 complaints were related to online banking frauds, 130 were against misuse of websites, 497 were about mobile ... -
The Usefulness of Operating Cash Flow for Predicting Business Bankruptcy in Medium-Sized Firms.
... The marginal effect (in percentage terms) of the OCF/TL variable is equal to 0.3 (See Table 7). When this ratio ... Journal of Banking and Finance, 32(8), 1541-1551. https://doi.org/10.1016/j ...
- Factors Influencing the Intent and Usage Behavior of Restaurant Delivery Apps.
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Corporate Governance and Pyramidal Ownership: The Role of Novo Mercado/Governanca Corporativa e Propriedade Piramidal: O Papel do Novo Mercado.
... committed to good governance practices and outperform other firms in terms of valuation. De Carvalho and Pennacchi (2013) show that firms' migration ... Journal of Banking & Finance 34:2212-2229 ... Berle, Adolf, and Gardiner Means. 1932. The ...
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Financial Reporting Quality, Debt Maturity, and Chief Executive Officer Career Concerns on Investment Efficiency.
... lenders that they are good firms and thus able to obtain better loan terms in subsequent loan renewal; and from the perspective of the lender, ... Journal of Banking and Finance, 22(6/8), 613-673 ...
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Theatre of the oppressed: linking research, political commitment and pedagogical perspectives
The intellectual path of Augusto Boal ran parallel with his own life. "A path made by walking", we can say using Machado’s words. In my personal experience, working as an educator I discovered the necessity of a pedagogical framework to sustain the practice; thinking as educationalist I realized the importance of the political meanings of education; acting as a Theatre of the Oppressed...
... to avoid misinterpretations and to understand exactly what the two terms in the TO approach mean ... THEATRE ... We know that the etymology ... is not something that has to be acquired through the practice of ''banking education" (cf. FREIRE, 1971), which means that the blank mind of the ... -
The Crisis Behind the Crisis: In Search of New Model of Democracy
More than four years into the Great Recession of 2008, despite improved unemployment rates (though still at historic highs near 8 %) and the reelection of President Barack Obama, the recovery lags badly and the economy totters on the edge of collapsing anew. Painful austerity measures in Europe, contemplated Chinese economic retrenchment, and the possibility of either plunging over a seemingly...
... into a financial crisis, bringing some of the world's largest banking and investment houses into bankruptcy. When government stepped in to bail ... current configuration of capitalism consists of or where we stand in terms of periodization of waves. For example, is the current prolonged crisis a ... -
Neoliberal hegemony versus social justice
It is possible that the hegemony constitutes the finished shape, the closing of the rational paradigm in the 20th century, and that from it we have met doomed to this period of disturbances, chaos, uncertainty, a sort of tedium. Already we cannot think the power from the old devices with which the privileged classes or the capital perpetuated its domination. The analyses that were uncovering the...
... free trade and prevent other countries from competing on equal terms. Chomsky says: “while protectionism and state violence benefited greatly ... Moreover, the WB works as the banking cooperative that it is, and the number of participants per country depends ... -
Neoliberal hegemony versus social Justice
It is possible that the hegemony constitutes the finished shape, the closing of the rational paradigm in the 20th century, and that from it we have met doomed to this period of disturbances, chaos, uncertainty, a sort of tedium. Already we cannot think the power from the old devices with which the privileged classes or the capital perpetuated its domination. The analyses that were uncovering the...
... free trade and prevent other countries from competing on equal terms. Chomsky says: “while protectionism and state violence benefited greatly ... Moreover, the WB works as the banking cooperative that it is, and the number of participants per country depends ... - Acórdão Nº 0001050-50.2022.8.27.2722 do Tribunal de Justiça do Estado do Tocantins, 21-09-2022
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Análise da influência do audit delay no retorno das ações e no custo da dívida de empresa brasileiras de capital aberto
No contexto da importância da informação contábil às principais fontes de recursos das empresas, o objetivo do estudo foi analisar o impacto do tempo (audit delay) na divulgação das demonstrações contábeis (DFPs) para investidores e instituições bancária. A pesquisa considerou empresas brasileiras de capital aberto no período trimestral de 2010 a 2017, via testes de correlação, diferença de média,
... Financial Statements (SFS) disclosure to investors and banking institutions. The resear ch considered Brazilian publicly traded companies ... have a negative impact on return on equity, but it was negativ e in terms of cost of debt. This suggests that investors and banks have different ... -
Analysis: Spot forex intervention makes fiscal situation look less bad
... Bank sells dollars in the spot market when interest in dollar terms requires so. This is the classic sign of imbalance between the forex ... Central Bank would have to put the money collected back into the banking system to prevent interest rates from rising above the target for the ...
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China's Social Credit System. A Challenge to Human Rights
[Purpose] To examine the origin and evolution of China's social credit system. [Methodology/Approach/Design] A doctrinal approach is employed with secondary sources. [Findings] China's social credit system has some adverse effects on the fundamental principles of international human rights law
... credit system including 15 state offices in commerce, tax, and banking (STATE COUNCIL OF CHINA, 2007). The number of state offices involved in ... Algorithmic Ambiguity ... In terms of punishment, no one knows how many penalties the Chinese government will ... -
Short-selling, the supply side: Are lenders price makers?
... securities, (2) so that all lending transactions are negotiated in terms of explicit loan fees. In the US market, the loan fee is implicitly given ... short-selling skill of institutions and individuals, Journal of Banking & Finance 101: 77-91 ... Clearstream (2014). 5th Global Securities ...
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Welcome back: Repurchase intention of Brazilian customers on e-commerce websites
The present study aimed to analyze the relationship between the website information quality, privacy, security and trust, as well as its influence on Brazilians consumers intention to buy back online. To reach this objective, a theoretical model was elaborated, followed by a survey with a sample composed of more than four hundred consumers who have already made purchases online, and the data were
... et al., 2009). Table 1 summarizes these results ... In terms of convergent validity, the composite reliability and the variance ... the impact of perceived security on consumer trust in electronic banking. Research Expo International Multidisciplinary Research Journal , 2(4), ... -
Adoption of Technological Products and Services for Different Consumer Profiles: An analysis using the Technology Adoption Propensity Scale.
... comparison between Brazilian consumers with different profiles in terms of the specific domain for new technologies allows an experiential or ... sets, smartphones, computers and their operating systems, home banking services, as well as the simplest household appliances, such as ...
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Search engines in Colombia: legal review and study of the Muebles Caqueta vs. Google Inc case
Purpose - Considering the relevance of personal data protection, this article focuses on the identification of the criteria used by Colombian Courts regarding the rights to access, modification and erasure personal data within the context of information made available through search engines. This framework will expose the different cases ruled by the Colombian Constitutional Court as it attempts...
... the other competitors was that their Navigator had more precision in terms of the number of relevant documents and commercial services (BRIN; PAGE, ... personal information regarding unfulfilled credit obligations and banking services ... Subsequently Colombia adopted the Law no. 1581/2012, ... -
The determinants of credit rating: Brazilian evidence.
... This is the same with credit ratings, which are presented in terms of categories (AAA, AA etc.) that can be seen as a result of a continuous ... Journal of Banking & Finance, 21(10), 1395-1417. doi: 10.1016/S0378- 4266(97)00024-1 ...
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Transformaciones en materia laboral e impactos en las ciudades argentinas durante la última década (2010-2019) / Transformations in labor matters and impacts in argentine cities during the last decade (2010-2019)
El presente trabajo busca examinar las principales transformaciones en materia laboral que se vienen plasmando en el capitalismo contemporáneo y sus impactos concretos en el marco las ciudades. Las tendencias hacía una mayor vulnerabilidad, informalidad y precariedad del trabajo se hacen presentes en los diferentes contextos, con sus implicancias particulares a nivel territorial y variando según...
... , busy job seekers and underemployment) and its derivations in terms of implemented policies. In these terms, although the worsening of the ... Neotaylorist Work: How Global Value Chain Restructuring Affects Banking ... -
América Latina: capital e devastação social
O artigo analisa a América Latina no atual estágio de acumulação capitalista. O faz a partir de uma abordagem socio-histórica que recupera componentes da crítica à economia-política de Marx, bem como observações de parte de sua tradição sobre o imperialismo, o colonialismo, a dependência, a revolução burguesa realizada pela via colonial, a modernização conservadora e o desenvolvimento desigual e...
... This is an Open Access article distributed under the terms of the Creative Commons Attribution Non-Commercial License which permits ... Financialization (fusion between industrial and banking capital), the consolidation of monopolies, the export of capital, the ... -
The Determinants of Credit Rating: Brazilian Evidence
This study attempts to identify the determinant factors of credit rating in Brazil. The relevance of this proposal is based on the importance of the subject as well as the uniqueness of the Brazilian market. As for originality, the great majority of previous studies regarding credit rating have been developed in the US, UK and Australia; therefore the effect on other markets is still unclear,...
... This is the same with credit ratings, which are presented in terms of categories (AAA, AA etc.) that can be seen as a result of a continuous ... Journal of Banking & Finance, 21 (10), 1395-1417. doi: 10.1016/S0378-4266(97)00024-1 ... -
Elections and CEO successions in Brazilian state-owned companies.
... Table 2--Panel C shows that during President FHC's two terms, Petrobras had 4 different CEOs, while during Lula's two terms it had 2 ...
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The Mediating Role of SMEs' Performance in the Relationship between Entrepreneurial Orientation and Access to Finance.
... operations," and "The firm supports the initiatives of employees in terms of identifying and implementing of business opportunities" are the survey ...
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Institutional drivers for corporate social responsibility in the utilities sector.
... In terms of structuring, the work is organized into five sections, starting with an ... institutional environment and level of social disclosure in the banking sector: evidence from Latin America. Revista de Gestao e Secretariado, ...