Títulos de Crédito Atípicos
Autor | Roberto Silvestre Bento |
Páginas | 25-26 |
Page 25
Quando se fala em rapidez na circulação de riquezas e consequentemente na circulação do crédito, tem-se que levar em consideração que o desenvolvimento da informática propiciou o surgimento de uma nova forma de circulação do crédito onde é possível ver a existência de títulos de crédito eletrônicos, criados por intermédio de caracteres do computador.
Compulsando as disposições do Código Civil atinentes aos títulos de crédito, encontramos no § 3º do seu art. 889 a autorização legal para a criação de títulos eletrônicos.
Art. 889 – Deve o título de crédito conter a data da emissão, a indicação precisa dos direitos que confere e a assinatura do emitente.
§ 3º O título poderá ser emitido a partir dos caracteres criados em computador ou meio técnico equivalente e que constem da escrituração do emitente, observados os requisitos mínimos previstos neste artigo.
Trata-se de uma inovação no nosso direito positivo, valendo lembrar que aqueles são títulos de crédito atípicos – títulos eletrônicos –, os quais, não obstante a sua “performance” no mundo negocial, são realmente títulos representativos de créditos, mas desprovidos de executividade.
Page 26
Surge nesse cenário o que se pode chamar de rigor cambiário.
O art. 887 do Código Civil diz expressamente que somente produzirão efeitos como títulos de crédito aqueles títulos que preencherem os requisitos legais (v. art. 889).
O art. 889, § 3º, do Código Civil é o respaldo legal para os títulos de crédito eletrônicos (ou...
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PEÇA SUA AVALIAÇÃO- Livros e Revistas
- Endosso cambial
- Apresentação
- Prefácio
- O Crédito e seus Títulos
- O Endosso Cambial e o nosso Direito Positivo
- Títulos de Crédito Cambiais no Código Civil de 2002
- Títulos de Crédito Atípicos
- As Declarações Cambiais
- O Endosso
- Endosso e Capacidade Civil
- Tipos de Endosso
- Endosso em Branco
- Endosso em Preto
- Endosso Parcial
- Endosso com Cláusula 'Sem Protesto
- Endosso-Mandato (Mandato Cambiário)
- Endosso-Mandato à Ordem
- Endosso-Mandato Não à Ordem
- Endosso-Mandato e Prestação de Contas
- Renúncia e Revogação do Endosso-Mandato
- Endosso por Procuração
- Endosso-Caução (Endosso Pignoratício)
- Endosso Fiduciário
- Endosso Póstumo
- Endosso Póstumo. Exequibilidade
- Endosso Póstumo e Pedido de Falência
- Momento do Endosso
- Conversão do Endosso
- Elementos de Validade do Endosso
- Endosso e "Tradicio"
- Crédito Cambiário e Direito de Regresso
- Protesto Cambial e Direito de Regresso
- Confusão e Oposição de Compensação
- Restrição à Circulação
- Circulação Anômala
- Endosso Proibido
- Endosso e Cessão de Crédito
- Da Cláusula "Não à Ordem"
- A Solidariedade Cambial
- O Ressaque
- Exoneração de Responsabilidade do Endossante
- Cancelamento do Endosso
- Exceções Cambiárias - Algumas Considerações
- O Endosso Cambial e as Atividades de 'Factoring
- Legislação
- Bibliografia
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