Filosofia da Complementaridade
Autor | Wladimir Novaes Martinez |
Ocupação do Autor | Advogado especialista em Direito Previdenciário |
Páginas | 1550-1552 |
Page 1550
O dever ser da previdência complementar substancia-se a partir de sua filo-sofia predominante. A técnica protetiva securitária é supletiva e modalidade de seguro, um seguro social. Adequada à básica, a prestação complementar tem natureza substitutiva da remuneração do trabalhador. Poderia ser uma remuneração diferida.
Dada a continuidade, ela é definitiva, a continuidade protegida pela lei e, por conseguinte, imutável e irreversível (podendo reverter por vontade do titular) é impenhorável, admitindo apenas as retenções legais do IR, pensão alimentícia, empréstimos consignados e débitos do participante para com a entidade.
Em certo sentido, por depender das contribuições, mas também dos frutos dos investimentos, momentaneamente a previdência complementar é uma atividade de risco, enfrentando déficits e superávits em seus planos.
2401. significado da filosofia - De modo geral, no que diz respeito ao Direito, a filosofia é a configuração científica, não necessariamente jurídica, dos mais elevados canônes do ramo considerado.
Ela paira acima norma positivada e se posta como superior farol orientador e inspirador dos institutos técnicos, destinando-se ao elaborador da disciplina, aplicador e intérprete.
2402. objetivo técnico - O escopo da previdência complementar consiste em propiciar aos seus destinatários ampliar os benefícios ou rendimentos básicos, de modo que, na medida do possível, torne viável o gozo de prestações superiores, em suma, a manutenção do poder aquisitivo anterior.
Além dos deveres mensais correntes, o ideal de todo o ordenamento é que os compromissos futuros sejam garantidos por recursos previamente amealhados.
Com duas contas: a) despesas corriqueiras e b) despesas ao longo do tempo. Os órgãos gestores, quando do acerto de contas ou outras situações compatíveis, podem negociar ou transigir para pôr fim a dissídios pessoais.
2403. ordem constitucional - Histórica, convencionada e didaticamente, o tema é constitucional. A norma mais elevada disporá sobre os principais princípios, deixando para a lei ordinária, delegada ou complementar, os esmiuçamentos dos instrumentos securitários.
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2404. Universalidade de cobertura - A todos os indicados na legislação vigente são oferecidos os planos de benefícios, sem possibilidade de exclusão de qualquer pessoa, respeitada uma idade mínima para a admissão.
Ainda que desvinculada da previdência básica, a prestação complementar é supletiva; ela não se confunde com a...
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PEÇA SUA AVALIAÇÃO- Curso de Direito Previdenciário
- Previdência Complementar
- Apresentação
- Breve História
- Questões Terminológicas
- Conceito Sucinto
- Características Nucleares
- Natureza Jurídica
- Questões Jurídicas
- Enquadramento Científico
- Objetivo e Papel dos Fundos de Pensão
- Princípios Aplicáveis
- Aplicação e Interpretação
- Presunções Válidas
- Tendências Hodiernas
- Justiça Competente
- Fontes Formais
- Sistema Nacional Supletivo
- Relação Jurídica de Previdência Complementar
- Sujeitos da Relação Jurídica
- Relação Jurídica de Inscrição
- Órgãos Supervisores
- Dinâmica das Entidades Fechadas
- Retirada De Patrocinadora
- Atos Constitutivos das EFPC
- Composição das Entidades Fechadas
- Administração dos Benefícios
- Fontes de Custeio
- Prestações Previdenciárias
- Benefícios em Espécie
- Serviços Assistenciários
- Regimes Financeiros
- Tipos de Plano
- Cálculo Atuarial
- Matemática Financeira
- Aplicações Econômicas e Financeiras
- Práticas Contábeis
- Direito Procedimental
- Penalidades Administrativas
- Direito Penal Complementar
- Embaraços Conjunturais
- Previdência Pública Complementar
- Equilíbrio Financeiro e Atuarial
- Destino do Superávit
- Serviço Passado
- Montepios Previdenciários
- Filosofia da Complementaridade
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